Your Score Doesn't Have to Stay Where It Is

Completely. The Fair Credit Reporting Act (FCRA) gives you the legal right to dispute any information on your credit report that's inaccurate, outdated, or can't be verified. The Credit Repair Organizations Act (CROA) governs companies like CleanSlate that do this work professionally. We work within these laws every single day — we don't invent loopholes, we use rights you already have.

You can. Technically. But the bureaus have whole departments dedicated to processing disputes as fast and quietly as possible — often just checking a box and responding "verified" without actually investigating. We know the specific language, the legal requirements, and the follow-up process that forces proper investigation. Most people who try it themselves send a generic letter once, get a "verified" response, and give up. We don't give up.

$99 per month. That's it. No setup fee, no per-deletion fees, no cancellation penalty. We charge $99 flat because we'd rather have long-term clients who trust us than squeeze extra fees out of people who are already stretched thin. You can cancel anytime — seriously, just email us.

Most clients see their first deletions within 30 to 45 days — that's from when we file the first round of disputes. Full credit rebuilds typically take 4 to 6 months, depending on what's on your report and how many items we're working on. Our average improvement is 97 points, but that's an average — some clients get there in 3 months, others take 8. We're honest about that upfront because we'd rather under-promise and over-deliver.

It happens, though less often than people fear. If a removed item comes back, we dispute it again — that's covered under your $99/month. Creditors have specific rules about re-inserting items they've removed, and violating those rules carries real consequences. We track everything and catch re-insertions quickly.