She didn't read about credit repair in a textbook. She lived it — denied for a mortgage, drowning in confusion, and eventually finding her way out. That journey became CleanSlate.
In 2014, Keisha Walton sat across from a mortgage officer at a bank in Decatur and heard the word "denied." Her credit score was 480. She had a medical collection from a hospital visit she'd thought insurance covered, two late payments from a period when she was laid off, and a charge-off from a store card she'd opened at 22 and forgotten about.
She didn't know those things were on her report. Nobody had ever walked her through how to check it, what the numbers meant, or what her legal rights were. She just knew she couldn't buy a house.
What followed was six years of self-education. She read the Fair Credit Reporting Act start to finish — twice. She learned the difference between what the bureaus are legally required to do and what they typically get away with not doing. She started disputing items on her own report, not with generic letters she found online, but with specific, targeted language that forced real investigation.
By 2020, her score was 780. She closed on a house in Stone Mountain that November.
A few months later, her cousin called. "Keisha, you got any tips for this credit stuff?" That turned into a two-hour conversation. Then her cousin's friend called. Then her coworker. By the time she formally started CleanSlate Credit Solutions in 2021, she'd already helped about 40 people for free.
She got FICO certified. She put the business together properly. And she set the price at $99 a month — not because that's what competitors charge, but because that's what someone who's broke and stressed and desperate to fix their credit can actually afford to keep paying month after month until the work is done.
Small team on purpose. Every client works with real people who know their situation.
Founder & FICO Certified Credit Specialist
The person who built this company from scratch and still takes on new client files personally. Former score: 480. Current score: 780. She knows this road.
Senior Dispute Specialist
Darius writes the letters. He's processed thousands of disputes across Equifax, Experian, and TransUnion and knows exactly what language triggers real investigation versus a rubber-stamp response.
Client Success Manager
Aisha handles monthly progress reports and client communications. When you have a question about where things stand, she's who picks up the phone. She's also the reason client retention is so high — she actually calls people back.
Keisha completed the FICO certification program — the same credential used by lenders and financial institutions. It covers credit scoring models, dispute strategy, and consumer rights law.
CleanSlate holds an A+ rating with the Better Business Bureau. That means no unresolved complaints, transparent business practices, and operating within all applicable laws.
Black Enterprise covered CleanSlate's approach to credit equity — making professional credit repair accessible to people who typically can't afford the $300-500/month competitors charge.
Since 2021, CleanSlate has worked with 1,400+ clients and produced an average improvement of 97 points. Those aren't projected numbers — they're verified outcomes from real people.
No credit card. No pressure. Just Keisha reviewing your reports.
Most people are surprised by what's in there — and surprised by how much of it can be disputed. The analysis is free. The conversation is honest. No scripts.
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